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Thread: Why not buy a house?

  1. #11
    Supporter kalynraye's Avatar
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    Re: Why not buy a house?

    Thanks guys for all the tips and advice. Getting our ducks in a row is definitely the first order of business. Followed by budgets and payments. Neither of us are VETS, so inspections is definitely something we will have to figure out.
    "If you want to know what a man is like, take a good look at how he treats his inferiors, not his equals." -- Sirius Black

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  2. #12
    Supporter kalynraye's Avatar
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    Re: Why not buy a house?

    Went and talked to a mortgage guy today. I have them a number well see if we can qualify for it and if so well start house shopping. Fingers crossed.
    "If you want to know what a man is like, take a good look at how he treats his inferiors, not his equals." -- Sirius Black

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  3. #13
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    Re: Why not buy a house?

    I've been down this road 3 times in 3 different states and they may as well be different countries as far as what's required and how it's done. In general, when you hire a realtor, their commission comes from the sale, not the buy. They shouldn't charge you anything. Go to open houses just to see what's out there, and ask questions about the plumbing, etc. You'll learn a lot from just looking at houses and listening to what the listing agency has to say.

    Can you hear me, Major Tom? I think I love you.

  4. #14
    The Gaze of the Abyss B. de Corbin's Avatar
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    Re: Why not buy a house?

    Quote Originally Posted by kalynraye View Post
    Went and talked to a mortgage guy today. I have them a number well see if we can qualify for it and if so well start house shopping. Fingers crossed.
    You should be able to find a licensed inspector in the yeller pages.

    A good inspector will find all kinds of stuff, and give you a fat portfolio of info on everything from the condition of the roof to the state of the electrical service. ALL houses need things repaired - the inspector should also tell you which things really matter, and give you estimates.
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    Moderator Azvanna's Avatar
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    Re: Why not buy a house?

    Quote Originally Posted by B. de Corbin View Post
    You should be able to find a licensed inspector in the yeller pages.

    A good inspector will find all kinds of stuff, and give you a fat portfolio of info on everything from the condition of the roof to the state of the electrical service. ALL houses need things repaired - the inspector should also tell you which things really matter, and give you estimates.
    oh my goodness this is so true, especially with the older houses.

    We've been in our 1950's home for 3 months and so far we've had guttering issues, land drainage issues, a collapsed ceiling in one room, plumbing issues (bathroom, kitchen and outside) and SERIOUS pest control to be done. None of these things showed up on our building inspection. So glad we held back some savings for immediate repairs.

  6. #16
    Supporter kalynraye's Avatar
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    Re: Why not buy a house?

    Fingers crossed were going to apply for a mortgage!
    "If you want to know what a man is like, take a good look at how he treats his inferiors, not his equals." -- Sirius Black

    "Time is an illusion, lunch time doubly so."-- Ford Prefect

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    Moderator Azvanna's Avatar
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    Re: Why not buy a house?

    Quote Originally Posted by kalynraye View Post
    Fingers crossed were going to apply for a mortgage!
    Wish you luck!!!!

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    Re: Why not buy a house?

    And we were approved. House shopping begins Wednesday!!!
    "If you want to know what a man is like, take a good look at how he treats his inferiors, not his equals." -- Sirius Black

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  9. #19
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    Re: Why not buy a house?

    Quote Originally Posted by kalynraye View Post
    And we were approved. House shopping begins Wednesday!!!
    YAY!!! Enjoy the experience.

    Can you hear me, Major Tom? I think I love you.

  10. #20
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    Re: Why not buy a house?

    don't settle for lees than you need to have and get insurance for major repairs. As a matter of fact you need life insurance and disability insurance to pay the mortgage if something happens.

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